Most Affordable Online Master’s In Psychology Degrees

Psychologists explore the behaviors and brain functions that define human psychology. They perform cognitive research, assess and diagnose mental and emotional disorders, and supervise counseling professionals. This guide covers the most affordable psychology master's online programs.

Updated August 30, 2022

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Most Affordable Online Master’s In Psychology Degrees

Are you ready to find your fit?

Psychologists explore the behaviors and brain functions that define human psychology. They perform cognitive research, assess and diagnose mental and emotional disorders, and supervise counseling professionals.

Individuals need strong interpersonal skills since they work primarily with people in clinical and educational situations. Psychology professionals also need strong research design, assessment, and observational skills.

This guide covers the most affordable psychology master's online programs. It also covers important information for prospective students, including common courses and scholarship opportunities for students in online psychology master's programs.

FAQ on Psychology Degrees

What is the difference between psychology and counseling?

Counseling refers to a specific branch of psychology. Counselors may hold several types of degrees, like a master's in social work.

Do you need a bachelor's degree in psychology to get a master's in psychology?

Some on-campus and online master's in psychology programs do not require a bachelor's degree in psychology. These schools may instead require the completion of certain prerequisite psychology courses.

Can I earn a master's in psychology online?

Many schools offer online master's in psychology programs. Online learning allows students to balance their studies with professional and personal obligations.

Do I need a master's to become a licensed psychologist?

Licensure requirements differ by state. Some states require a master's degree, while others require a doctorate.

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Career Paths and Outlook for a Master's Degree in Psychology

Graduates with an online master's in psychology can work in several related areas. Some graduates conduct research along with psychologists and doctors, while others work in clinical facilities such as hospitals and private treatment centers. Organizational psychologists may work in the corporate sector, while school psychologists work with children and teens.

Clinical and counseling psychology are the most common psychology specializations. As a result, many individuals with master's degrees in psychology work in private clinics. They may run diagnostic tests, interview patients, and make assessments about emotional and behavioral disorders. Counseling psychologists also plan and supervise patient treatment.

The Bureau of Labor Statistics (BLS) projects jobs for psychology professionals to grow 3% between 2019 and 2029. The BLS projects the greatest growth to occur in jobs focused on the elderly and rehabilitation psychology.

Career Salary Potential
Career Lowest 10% Median Annual Salary Highest 10%
Psychologists Less than $45,380 $80,370 More than $132,070

Source: BLS

Licensing in Psychology

Most states require psychologists to hold a license to practice. The Association of State and Provincial Psychology Boards (ASPPB) oversees the licensure process. Requirements differ by state, but most states require a master's or doctoral degree in psychology, supervised experience through an internship, and a passing score on an exam.

For example, Indiana requires a doctorate in psychology for licensure. The doctoral program must be accredited by the American Psychological Association (APA). The state also requires candidates to pass the Examination for Professional Practice in Psychology, along with a jurisprudence exam that tests their understanding of state law. Finally, Indiana requires internship hours and postdoctoral practice hours, both of which include hands-on training.

The ASPPB maintains reciprocity agreements with some states that allow licensed individuals to practice in a state other than the one that issued their license. Licensure candidates should check each state's guidelines to learn which states participate in this agreement.

Accreditation for Psychology Degrees

Accreditation ensures that a school or program meets academic standards and provides adequate professional preparation. Schools may hold regional or national accreditation, with regional accreditation generally considered the more prestigious of the two.

Accreditation benefits students in several ways. For instance, only students at accredited schools qualify for federal financial aid, and many schools only accept degrees and transfer credits from accredited institutions.

Programs within a school may also hold accreditation. Online master's in psychology programs may hold accreditation from the APA. Most states require candidates for licensure in psychology to attend an APA-accredited program.

Courses in a Master's Program in Psychology

Online master's in psychology programs cover foundational concepts of psychology, as well as specialized topics like experimental psychology, forensic psychology, and applied behavioral analysis. Additionally, most programs require students to take advanced courses in statistics and research methods. These classes prepare learners to conduct scientific studies.

Some programs require students to complete a master's thesis before graduating. Others offer a non-thesis option for those who do not plan to pursue careers in research. See below for five courses commonly found in online psychology master's programs.

This course covers core aspects of the research process in psychology. Learners examine topics like research design, data analysis, and other qualitative and quantitative approaches. This course provides an introduction to an important facet of psychology careers.

The study of statistics prepares students to perform quantitative research. Learners gain foundational and advanced knowledge of statistical analysis. Most programs require students to gain proficiency in statistics to graduate.

Many programs feature an introductory course on the profession of psychology. Enrollees study career options in psychology and the ethical standards of the field. The class may also cover topics like licensure and academic writing.

Because psychology professionals work with people of various ages, many programs include a course on human development. Students typically use case studies to learn about the cognitive and behavioral changes that occur at each stage of the human lifespan.

Most programs offer courses on group and individual counseling. These courses cover theoretical and practical aspects of counseling. Topics may include treatment planning, evaluation, and ethical standards. Courses may also feature simulation exercises.

Scholarships for Psychology

Online master's in psychology students may qualify for a variety of scholarships to help offset the degree cost. Some scholarships require learners to specialize in a specific subfield, while others are open to any graduate student pursuing a master's in psychology degree. See below for some scholarship opportunities for students pursuing online psychology master's programs.

Melanie Foundation Scholarship

Who Can Apply: Students attending an accredited graduate program in a mental health field may apply. Candidates must submit a CV, transcripts, two reference letters, and an essay.
Amount: $2,500

Beth Rom Rymer Scholarship

Who Can Apply: Applicants must attend an APA-accredited graduate program and specialize in psychopharmacology. They must also submit a personal statement, a CV, recommendation letters, and transcripts.
Amount: $5,000

NAJA Graduate Scholarship

Who Can Apply: Sponsored by the National Association of Junior Auxiliaries, Inc., this scholarship awards funds to graduate students pursuing fields that address the cognitive and behavioral needs of children. Applicants must be members of a regional junior auxiliary chapter.
Amount: Varies

Most Affordable Online Master's in Psychology Degrees 2022

#1 Most Affordable Online Master’s In Psychology Degrees

Arizona State University-Skysong

  • Scottsdale, AZ
  • 4 years
  • Online + Campus

At Arizona State University-Skysong, degree-seekers can choose from a variety of online graduate programs. The master of science in psychology may appeal to learners with a bachelor’s in psychology. Enrollees can complete the graduate curriculum remotely, ensuring they maintain more control over their schedules.

Enrollees benefit from the program's 25-to-1 student-to-teacher ratio. These benefits include individualized attention, more room to collaborate, and faculty mentorship opportunities. Learners  complete specialized coursework and training focusing on advanced ideas and practices in psychology. In an increasingly competitive workforce, master’s degree-holders stand out because of the rigorous academic preparation they underwent.

Degree candidates pay an average of $6,384 annually. Grants and scholarships, both from the school and from third parties, can help reduce this cost. Student loans are another option, with about 52% of enrollees using this popular funding stream to afford their education.

Average Tuition
In-state
$8,867
Out-of-state
$19,282
Retention Rate
74%
Admission Rate
64%
Students Enrolled
45,073
Institution Type
Public
Percent Online Enrollment
98% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission

#2 Most Affordable Online Master’s In Psychology Degrees

University of Louisiana at Monroe

  • Monroe, LA
  • 4 years
  • Online + Campus

Prospective graduate students interested in pursuing a psychology degree that provides a flexible format should consider the University of Louisiana at Monroe. The master of science in psychology is one of the school's top-ranked programs that attracts remote learners. Degree-seekers can choose from 16 online master's programs. Learners who may have experienced challenges pursuing graduate school because of their hectic schedules can appreciate this program's flexibility.

Applicants typically need a bachelor’s degree in the same major or a related field. Enrollees receive the advanced education necessary to prepare for mid- to senior-level positions. Preparation for a doctoral program is another benefit of this degree.

The school keeps tuition competitive, charging Louisiana students $6,490 annually. Out-of-state degree-seekers pay $18,590. Learners can use resources at the financial aid department to determine if they qualify for financial aid like grants and scholarships. Students can help pay for a graduate degree with federal loans.

Average Tuition
In-state
$5,788
Out-of-state
$17,888
Retention Rate
73%
Admission Rate
80%
Students Enrolled
8,673
Institution Type
Public
Percent Online Enrollment
43% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#3 Most Affordable Online Master’s In Psychology Degrees

Regent University

  • Virginia Beach, VA
  • 4 years
  • Online + Campus

Degree-seekers can choose from a variety of online graduate programs at Regent University. Learners with a bachelor’s in psychology may want to explore the top-ranked master of science in psychology. Enrollees complete an accredited curriculum with little need to relocate or give up their full-time jobs.

The benefits of a 29-to-1 student-to-teacher ratio  include individualized attention, more room to collaborate, and faculty mentorship opportunities. The curriculum is steeped in advanced theoretical concepts and practices in psychology. Graduates leave the program well-prepared for careers in academia, business and industry, or a doctoral program in some cases.

Tuition costs $15,552 annually. The financial aid options available to qualifying students include grants and scholarships. Another popular way to finance their education is to take out a student loan, funding used by about 72% of learners at the school.

Average Tuition
In-state
$17,220
Out-of-state
$17,220
Retention Rate
78%
Admission Rate
86%
Students Enrolled
10,365
Institution Type
Private
Percent Online Enrollment
92% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#4 Most Affordable Online Master’s In Psychology Degrees

Pepperdine University

  • Malibu, CA
  • 4 years
  • Online + Campus

Pepperdine University offers many graduate programs through its online platform. The master of arts in psychology features several of the qualities graduates with a bachelor’s in psychology need to advance their education in this field. Enrollees complete an accredited curriculum with little need to relocate or give up their full-time jobs.

Degree candidates receive more individualized attention with a 13-to-1 student-to-teacher ratio. Faculty teach a rigorous curriculum that both educates and engages psychology learners. Obtaining this degree benefits those who want to advance their careers and pursue higher-paying positions.

Tuition costs $34,900 annually. Many degree-seekers work with the financial aid department to identify aid such as scholarships and grants. Learners can also take out student loans, which about 40% of the school's enrollees use.

Average Tuition
In-state
$55,640
Out-of-state
$55,640
Retention Rate
91%
Admission Rate
32%
Students Enrolled
8,824
Institution Type
Private
Percent Online Enrollment
18% Percentage of all students who are enrolled online.
Accreditation
Yes Western Association of Schools and Colleges Senior Colleges and University Commission

#5 Most Affordable Online Master’s In Psychology Degrees

Southern New Hampshire University

  • Manchester, NH
  • 4 years
  • Online + Campus

Psychology students can pursue an online master of science in psychology from Southern New Hampshire University that ranks highly among similar degrees. The program prepares learners for higher-level work in the field than a bachelor's program typically allows. Some master's graduates go on to pursue a doctorate.

Learners like the fact that this program’s format helps them more efficiently manage their time. Students may want an advanced degree but face other concerns such as caregiving and employment. This flexible program supports those endeavors. Enrollees receive faculty support and can access services such as career advising to help them plan their future.

Applicants need a bachelor’s to apply to this program. Though some programs post different averages, the school accepts about 88% of all who apply. Financial aid options such as loans and scholarships can help students pay for tuition, which costs $18,810 per year for New Hampshire residents.

Average Tuition
In-state
$30,756
Out-of-state
$30,756
Retention Rate
65%
Admission Rate
88%
Students Enrolled
113,514
Institution Type
Private
Percent Online Enrollment
94% Percentage of all students who are enrolled online.
Accreditation
Yes New England Commission on Higher Education

#6 Most Affordable Online Master’s In Psychology Degrees

University of Idaho

  • Moscow, ID
  • 4 years
  • Online + Campus

University of Idaho offers psychology students an online master's in psychology, human factors that is a top-ranked program in its class. Learners acquire advanced skills that employers want in middle- to high-level professionals. The program prepares students for doctoral degrees and other terminal programs.

The effective management of time is a key consideration for many learners, and this program accommodates that need. Students report being able to continue their careers and engage in family life without sacrificing a master’s degree. Enrollees move through the program with faculty support, assistance such as career advising, and the ability to tailor the educational experience to their career aspirations.

Applicants usually need a bachelor's degree. About 78% of applicants get accepted to this school on average, but applicants may find that programs post different averages. This school charges Idaho residents about $7,754 annually, partially offset by financial aid options for qualifying students.

Average Tuition
In-state
$6,182
Out-of-state
$25,418
Retention Rate
77%
Admission Rate
78%
Students Enrolled
11,926
Institution Type
Public
Percent Online Enrollment
32% Percentage of all students who are enrolled online.
Accreditation
Yes Northwest Commission on Colleges and Universities

#7 Most Affordable Online Master’s In Psychology Degrees

McNeese State University

  • Lake Charles, LA
  • 4 years
  • Online + Campus

The master's in psychology at McNeese State University is a top-ranked degree designed for online psychology students. The program equips learners with advanced training that can lead to career advancement in their field. The master's degree  gives graduates the credential they need to pursue a terminal degree like a doctorate.

The school invests in an online platform that prioritizes user-friendliness and efficiency. The program is built to accommodate busy students such as those who work and have pressing family obligations. The program also emphasizes academic rigor and flexibility. Degree candidates receive support from faculty and can engage with a robust online community.

For consideration, applicants usually need a bachelor's degree. The admittance rate to this school is 81%, with some differences possible across programs. Popular funding streams for those who qualify include loans and scholarships. Tuition costs Louisiana residents about $5,703 annually.

Average Tuition
In-state
$5,147
Out-of-state
$13,185
Retention Rate
70%
Admission Rate
81%
Students Enrolled
7,295
Institution Type
Public
Percent Online Enrollment
56% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#8 Most Affordable Online Master’s In Psychology Degrees

Lynn University

  • Boca Raton, FL
  • 4 years
  • Online + Campus

Lynn University provides online learners with highly ranked graduate education they can complete from a distance. The master's in psychology program may appeal to graduates with a bachelor’s in psychology. Enrollees maintain more control over their schedules by completing the rigorous graduate curriculum remotely.

Degree candidates enjoy many benefits of an 18-to-1 student-to-teacher ratio, including individualized attention, more room to collaborate, and faculty mentorship opportunities. Learners complete specialized coursework and training focusing on advanced ideas and practices in psychology. Obtaining this degree benefits those who want to advance their careers and pursue higher-paying positions.

Affordability is a top issue, and the school charges enrollees $13,320 per year. The price of tuition is lower if learners qualify for grants and scholarships, which many do at the institution. About 33% of enrollees take out student loans, so there are plenty of ways to fund this degree.

Average Tuition
In-state
$36,680
Out-of-state
$36,680
Retention Rate
71%
Admission Rate
74%
Students Enrolled
3,247
Institution Type
Private
Percent Online Enrollment
46% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#9 Most Affordable Online Master’s In Psychology Degrees

Nova Southeastern University

  • Fort Lauderdale, FL
  • 4 years
  • Online + Campus

Nova Southeastern University administers several quality online graduate programs. The master's in general psychology attracts learners with a bachelor’s in psychology who want to earn an advanced degree online. The program blends academic rigor and online course delivery that is flexible and affordable.

The 17-to-1 student-to-teacher ratio is a big draw for degree-seekers who want more individualized attention and faculty mentorship opportunities. Learners complete specialized coursework and training focused on advanced theoretical concepts and practices in psychology. This degree positions graduates for career advancement and higher-paying roles.

Tuition costs $19,665 annually. Grants and scholarships, both from the school and from third parties, can help reduce this cost. Student loans are another option, with about 49% of enrollees using this popular funding stream to afford their education.

Average Tuition
In-state
$31,150
Out-of-state
$31,150
Retention Rate
81%
Admission Rate
80%
Students Enrolled
20,576
Institution Type
Private
Percent Online Enrollment
45% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#10 Most Affordable Online Master’s In Psychology Degrees

Fayetteville State University

  • Fayetteville, NC
  • 4 years
  • Online + Campus

Prospective graduate students can earn a master of arts in psychology at Fayetteville State University, an institution known for developing flexible graduate programs. This degree accommodates degree-seekers’ need for flexibility with a format that offers accessibility from anywhere you live.

The admissions criteria for a master's varies depending on the degree, but applicants typically need a bachelor’s in a related major. The program features an intensive curriculum that may involve research opportunities and other hands-on experience. The degree may satisfy the entry requirements for a Ph.D. program in this field.

Students can expect to pay $3,438 per year in tuition if they reside in North Carolina, and $14,503 if they live in another state. Many learners help foot the bill by securing grants and scholarships from the institution and outside sources. Loans are another way to help pay for part or all of the program's tuition.

Average Tuition
In-state
$2,982
Out-of-state
$14,590
Retention Rate
74%
Admission Rate
69%
Students Enrolled
6,551
Institution Type
Public
Percent Online Enrollment
70% Percentage of all students who are enrolled online.
Accreditation
Yes Southern Association of Colleges and Schools Commission on Colleges

#11 Most Affordable Online Master’s In Psychology Degrees

Mercy College

  • Dobbs Ferry, NY
  • 4 years
  • Online + Campus

Mercy College delivers one of the nation’s top-ranked online master of science in psychology programs to students around the country. Learners acquire advanced skills that employers want in middle- to high-level professionals. The program lays the foundation for even more advanced education such as a doctorate.

This program offers a format conducive to effective time-management that many learners need. Students can juggle their various responsibilities thanks to this program's flexibility. Enrollees benefit from faculty support and a vibrant academic community, whether they study on campus or online.

The application requirements include a bachelor’s degree, unless the program states otherwise. School data show the acceptance rate stands at 82%, but some programs may differ. Paying for college is a big concern for many, and this school charges New York residents about $16,146 per year. Degree candidates can partially offset this cost with financial aid options.

Average Tuition
In-state
$18,934
Out-of-state
$18,934
Retention Rate
77%
Admission Rate
82%
Students Enrolled
10,557
Institution Type
Private
Percent Online Enrollment
36% Percentage of all students who are enrolled online.
Accreditation
Yes Middle States Commission on Higher Education

#12 Most Affordable Online Master’s In Psychology Degrees

Tiffin University

  • Tiffin, OH
  • 4 years
  • Online + Campus

Tiffin University’s flexible programs allow graduate students to earn a degree while they work and maintain other obligations. Remote learners can access the Tiffin, Ohio, school’s catalog of 24 online master's degrees, including the master of science in psychology. Graduate education here is designed to be accessible for working people, including professionals and caregivers, who need flexible schedules.

Applicants need a bachelor’s degree in the major or a related one unless otherwise stated on the program or admissions website. Enrollees complete rigorous coursework they couldn’t access in a bachelor’s program alone. Preparation for a doctoral program is another benefit of this degree.

Tuition costs $12,600 annually. Paying for tuition is always a concern, and grants and scholarships are an avenue for exploration. Students can also pursue loans from the government or private banks.

Average Tuition
In-state
$25,710
Out-of-state
$25,710
Retention Rate
65%
Admission Rate
69%
Students Enrolled
2,926
Institution Type
Private
Percent Online Enrollment
51% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission

#13 Most Affordable Online Master’s In Psychology Degrees

Fort Hays State University

  • Hays, KS
  • 4 years
  • Online + Campus

Fort Hays State University’s academic catalog includes rigorous graduate education available online. One of these options is the master's in school psychology for degree-holders with a bachelor’s in psychology or a related field. The program provides the rigorous education expected from a graduate program using a flexible online format.

Enrollees receive more individualized attention with an 18-to-1 student-to-teacher ratio. Faculty teach a rigorous curriculum that both educates and engages psychology learners. The academic preparation that a master’s provides makes potential employees stands out.

Making tuition competitive is a school priority, and Kansas students pay an average $3,582 per year. Out-of-state enrollees pay $10,206. Many degree-seekers work with the financial aid department to identify aid such as scholarships and grants. About 36% of enrollees take out student loans, so there are plenty of ways to fund this degree.

Average Tuition
In-state
$3,990
Out-of-state
$14,070
Retention Rate
74%
Admission Rate
91%
Students Enrolled
15,908
Institution Type
Public
Percent Online Enrollment
55% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission

#14 Most Affordable Online Master’s In Psychology Degrees

Indiana Institute of Technology

  • Fort Wayne, IN
  • 4 years
  • Online + Campus

The master of science in psychology at Indiana Institute of Technology is a top-ranked degree designed for online psychology students. The program goes much deeper in training highly skilled workers in the field compared to a bachelor's. The program prepares students for doctoral degrees and other terminal programs.

Enrollees benefit from flexibility. Students do not need to sacrifice other important aspects of their lives such as work and family to earn this degree. Degree candidates can interact in a supportive learning environment, no matter their chosen mode of delivery.

School application requirements for a master’s include a bachelor’s degree and transcripts. Though some programs post different averages, the school accepts about 60% of all who apply. Tuition stands at around $10,026 per year for learners who live in Indiana. Students can help fund their education with grants, loans, and scholarships.

Average Tuition
In-state
$26,990
Out-of-state
$26,990
Retention Rate
68%
Admission Rate
60%
Students Enrolled
2,223
Institution Type
Private
Percent Online Enrollment
36% Percentage of all students who are enrolled online.
Accreditation
Yes Higher Learning Commission

#15 Most Affordable Online Master’s In Psychology Degrees

Medaille College

  • Buffalo, NY
  • 4 years
  • Online + Campus

Medaille College’s academic catalog includes rigorous graduate education available online. Learners with a bachelor's degree in psychology may find the master's in psychology especially appealing. Enrollees complete a rigorous curriculum using a flexible format that accommodates their schedules.

Master's degree-seekers benefit from a 12-to-1 student-to-teacher ratio. Faculty teach a curriculum that both educates and engages psychology learners. This academic preparation is a prerequisite for higher-level careers in business and industry or a doctoral program in some cases.

Tuition costs $21,176 per year. The price of tuition is lower if learners qualify for grants and scholarships, which many do at the institution. Enrollees can also explore financial aid, which about 73% of the school’s students use.

Average Tuition
In-state
$29,950
Out-of-state
$29,950
Retention Rate
61%
Admission Rate
62%
Students Enrolled
2,002
Institution Type
Private
Percent Online Enrollment
29% Percentage of all students who are enrolled online.
Accreditation
Yes Middle States Commission on Higher Education

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