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Online Accounting Degrees that Lead to Careers

A bachelor's in accounting is a four-year undergraduate degree that prepares learners for entry-level careers in public, government, and management accounting. The Bureau of Labor Statistics (BLS) projects employment for accountants to grow 7% between 2020 and 2030.

In the U.S., higher education is a major financial commitment. Some learners search for cost-effective programs to reduce out-of-pocket expenses and student debt. The cheapest online accounting degrees typically offer extensive financial aid opportunities, reduced fees, and tuition breaks for out-of-state students.

Check out the following rankings and guide to find an online bachelor's in accounting degree that fits your budget.

Why Get an Affordable Degree in Accounting?

In higher education, affordability goes beyond just tuition. To find the cheapest online accounting degree, prospective students must consider factors like financial aid and post-graduation salary-to-debt ratio.

The accounting field attracts degree-seekers for various reasons, including job security and earning potential. Complex taxation and regulatory environments may allow accounting graduates to enter a high-demand field. Accountants earn a median annual salary of $73,560 each year, according to the BLS.

To find the cheapest online accounting degree, prospective students must consider factors like financial aid and post-graduation salary-to-debt ratio.

Many in-person and online accounting degrees offer concentrations that prepare learners for specific career paths, like public accountancy. Other tracks include managerial accountancy, tax accountancy, and auditing or forensic accountancy. Specializations provide job-specific knowledge and skills that can improve career prospects after graduation.

An online bachelor's in accounting degree typically requires 120 credits of coursework, including general education, accounting core classes, and electives. Prospective students typically need a high school or GED diploma to apply. Visit our main program rankings page to learn more about earning a bachelor's in accounting.

Why You Should Earn a Degree in Accounting Online

Online learning has grown more popular in recent years. Of the nearly 20 million undergraduates enrolled in degree-granting institutions in fall 2019, about 37% took at least one distance education course, according to the National Center for Education Statistics (NCES). Over 17% of learners studied exclusively online.

Many online degree-seekers continue working full or part time as they study. These learners may benefit from asynchronous online accounting bachelor's degrees. Asynchronous programs allow students to complete assignments at their convenience. Some public institutions charge in-state tuition to out-of-state remote learners, which can amount to thousands of dollars in savings.

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How Much Will an Online Accounting Bachelor's Degree Cost?

According to NCES data, the 2018-19 cost for tuition, fees, and room and board at public four-year institutions averaged $18,380. At private four-year institutions, these expenses averaged $47,420.

An online bachelor's in accounting degree can reduce these figures considerably. Studying remotely can eliminate additional housing, meal plan, and campus-based fees. According to NCES data, 2019-20 tuition averaged $9,350 at four-year public institutions and $32,770 at four-year private institutions.

To help finance an online accounting bachelor's degree, consider the following forms of financial aid.

Federal and state governments, banks, and other private lenders offer loans. They provide funds with certain terms and conditions attached. Loans accrue interest and require repayment after graduation.

Federal and state governments fund work-study programs, which help students with financial need secure part-time jobs. Work-study participants often find qualifying work opportunities on their college campus.

Awarded based on financial need or academic merit, grants do not require repayment. Governments, institutions, and private organizations all offer grants.

Like grants, scholarships provide funds that do not need repaying. Scholarship committees often consider factors like financial need, academic merit, demographic information, or field of study. Applications regularly require essays.

Learn About the FAFSA

Making Cheap Accounting Degrees Even Cheaper

Tuition is often the largest financial hurdle college students must face, but it's not the only expense. Learners seeking the cheapest online accounting degrees may want to reduce other major student expenses, too. Whether studying on campus or online, students can lower out-of-pocket costs through careful planning and budgeting.

Consider following the tips below to make an affordable accounting degree even cheaper.

Rather than buying new textbooks at full price, consider renting. Students can use rental services at many college bookstores and online from sites like Chegg and Amazon. If a book cannot be rented, pursue cheaper options like used textbooks or loose-leaf copies. Make sure to sell books back at the end of the year to recoup some expenses.

Housing is another major expense for college students. If studying on campus, consider low-cost dorm rooms or splitting an apartment with roommates. Studying online can automatically reduce housing expenditure by eliminating the need to relocate.

Colleges and universities can charge many fees, so take advantage of the resources they pay for. These fees often cover free or low-cost health and counseling services, IT support, and financial services.

Some schools charge a flat per-semester tuition for full-time students, which typically permits learners to enroll in 12-18 semester credits. By maximizing course loads each semester, students can save money and graduate sooner.

Frugality can reduce financial strain for students. Thrift shopping for outfits, meal planning, and eating out less often can help college enrollees save money.

Will an Online Degree in Accounting Pay Off?

Even the most affordable online accounting degrees come at a significant cost. Some prospective students may worry about the ultimate value of such a major investment. One method to evaluate a program's worth is calculating its likely return on investment (ROI). ROI measures the gain from an investment relative to the amount initially invested.

To calculate the most accurate ROI for a particular college program, look for schools' student outcome data or research local accounting salaries. Using this information, compare expected total expenses against expected post-graduation earnings. This estimates how many years of working it would take to earn back the cost of a degree.

Also consider the value of non-financial returns. A degree is an investment in personal growth and knowledge, and it can provide valuable networking and professionalization opportunities, too.

Jobs for Accounting Graduates

An online accounting degree prepares graduates for a variety of high-paying opportunities. Below, we explore three of the most popular job titles for bachelor's degree holders.


Accountants prepare and examine financial records to support the financial health of individuals and businesses. Duties include assessing financial risks and ensuring the accuracy of records. They may also suggest ways to reduce costs or increase revenue. Accountants can specialize in government, management, or public accounting. Obtaining certification may improve job prospects.

Required Education: Bachelor's degree
Job Outlook (2020-30): 7%
Median Annual Salary: $73,560

Financial Analyst

Financial analysts guide business decisions to help increase profits. Common duties include assessing investment performance and providing recommendations to management. They also evaluate financial data and study economic trends. These professionals commonly work for banks, insurance companies, credit intermediaries, and other businesses with large financial assets.

Required Education: Bachelor's degree
Job Outlook (2020-30): 6%
Median Annual Salary: $83,660

Personal Financial Advisor

Personal financial advisors discuss clients' financial goals and offer advice regarding investments, college savings, taxes, retirement, and estate planning. Advisors may offer advice about many topics or specialize in one area. They most commonly work for financial management and investment companies, but some pursue self-employment opportunities.

Required Education: Bachelor's degree
Job Outlook (2020-30): 5%
Median Annual Salary: $89,330

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Choosing the Right Affordable Online Accounting Degree

The cost of college matters. Finding the cheapest online accounting degree can save students thousands of dollars in tuition, fees, and associated costs. However, several other key factors can also impact school selection.

When evaluating schools, accreditation status should top the priority list. Attending an accredited institution ensures students can get federal financial aid and transfer credits. It also enables learners to pursue advanced education, licensure, and employment opportunities.

Below, you'll find other factors to consider.

School size affects student-to-faculty ratio and opportunities for networking with peers. It also impacts extracurricular availability.

Location, including whether the school is in state or out of state, can impact tuition cost.

Some schools offer more robust career services, tutoring support, and other resources.

Frequently Asked Questions About Online Accounting Degrees

How much does an online accounting degree cost?

Exact cost varies by school. However, according to NCES data, tuition, fees, and room and board at public four-year institutions averaged $18,380 for the 2018-19 school year. The same costs at private four-year institutions averaged $47,420.

Are there scholarships available for accounting majors?

Yes. Accounting majors can apply for a variety of scholarships to fund their education. Students may find scholarships offered by corporations and small businesses, professional organizations, private individuals, and nonprofits.

Is a bachelor's degree in accounting online worth it?

Yes. A bachelor's in accounting can be a great career investment, as it satisfies education requirements for most entry-level opportunities in the industry. Bachelor's graduates may earn higher salaries and more advancement opportunities than those with just an associate degree or high school diploma.

What jobs can I get with an online bachelor's degree in accounting?

An online bachelor's degree in accounting prepares graduates for rewarding careers as government, public, and management accountants. They can also work as financial analysts and personal financial advisors. Some positions may require additional certification.

How much does an accountant make?

According to the BLS, accountants earn a median annual salary of $73,560 each year. The top 10% of earners earn upwards of $128,680 annually, while the lowest 10% earned below $45,220.

Cheapest Online Bachelor's in Accounting Degrees

  1. Eastern New Mexico University-Main Campus

    Portales, NM



    ENMU is a public university with a main campus in Portals, New Mexico. ENMU offers a fully online bachelor of business administration in accounting, preparing graduates for certification examinations or work in the field of accounting.

    The 120-credit program from ENMU allows students to learn through recorded lectures and live classroom sessions. Students must complete general education courses, business foundation courses, and major courses in accounting. Notable classes include cost accounting, income tax accounting, and accounting information systems theory. The university also provides access to tutoring services, journal articles, and ebooks to help learners complete the course efficiently.

    Applicants must complete an online application and submit official high school transcripts along with ACT or SAT scores. ENMU is regionally accredited by the Higher Learning Commission.

  2. Florida Atlantic University

    Boca Raton, FL



    A public university in Boca Raton, Florida, FAU offers an online bachelor of business administration in accounting. FAU's online program prepares students to obtain several professional certificates, including CPA licensure.

    The 120-credit program prepares students to derive valuable strategic insights from large amounts of financial data. Students typically learn accounting applications of data analytics, federal taxation, and auditing and assurance services. Coursework is accessible through an online learning management system, Canvas, and most courses run asynchronously.

    Prospective students seeking admission must possess a 2.5 GPA in pre-business foundation courses, pass the accounting competency exam with a minimum score of 70%, and complete all intellectual foundation courses before the declaration. FAU is accredited by The Southern Association of Colleges and Schools Commission on Colleges.

  3. University of Minnesota Crookston

    Crookston, MN



    UMN Crookston is a public university located in Crookston, Minnesota. UMN Crookston's business department offers an online bachelor of science in accounting program, which provides students with the right theoretical and analytical framework to work effectively in public, private, or governmental accounting.

    The 120-credit curriculum is an amalgamation of core courses, liberal education, and four CPA review courses. Students can take the course entirely online, offline, or as a minor. Coursework includes subjects such as legal environment in business, advanced accounting, and managerial finance. Online students get access to tutoring resources, study groups, a writing center, the library, and academic advising.

    Those seeking admission must fill an online application and submit official transcripts with short essay questions. UMN Crookston is accredited by the Higher Learning Commission.

  4. Northern State University

    Aberdeen, SD



    NSU is a public university located in Aberdeen, South Dakota, managed by the South Dakota Board of Regents. NSU'S business school offers a bachelor of science in business administration to help students develop critical thinking and analytical skills to make real-world business decisions.

    The program comprises 48 credits of core courses, 27 credits of accounting courses, and other electives, minors, and internship options. Students taking the course typically learn subjects such as business policy and strategy, management information systems, and principles of microeconomics. Students can also choose from eight options for a second major, including finance and international business.

    Applicants need to fill up an online application and submit official transcripts, along with class rank. Students can opt for a waiver of ACT or SAT if they are over 22 years of age. NSU is accredited by the Higher Learning Commission.

  5. Northwest Oklahoma State University

    Alva, OK



    NWOSU is a public institution in Alva, Oklahoma. NWOSU offers a bachelor of business administration degree with a major in accounting alongside five other major/minor options.

    The 121-credit, full-time program provides students with the skills for entry-level accounting positions. The program provides training in accounting, economics, finance, management, marketing, and management information systems.

    While most classes during a regular academic semester run for 16 weeks, the university also offers some classes in an eight-week format. NWOSU uses Blackboard as the course delivery platform. Most general education classes are not available online and require students to visit the campus or transfer credits from a regionally accredited institution.

    Prospective students need a minimum 2.7 GPA with composite ACT or SAT scores. In addition, those seeking admission must submit their official transcripts to the Northwest registrar's office. NWOSU is accredited by the Higher Learning Commission.

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